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The Neely's

With our Simplified Budget System, Amanda and Joe turned their finances around. They went from juggling 26 debts to paying off over $80K in credit cards and student loans. They bought their first home and even paid cash for a bachelor’s and masters degree—all while adding a comma to their savings account. If they can do it, so can you!

Background

  • 2 income family
  • 2 dogs
  • Separated out of military & moving out of state

Before

  • $286,062 total debt
  • 26 debts / loans
  • $0 in savings
  • Using credit cards for groceries

Tactics

  • 16 months of using SBS
  • Increased income $3700/ month

After

  • Paid off $80,977
  • Closed 5 debt accounts
  • Saved up $2,250
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The Gonzalez’s

With our Simplified Budget System, the Gonzalez family transformed their financial life. They went from managing 12 debts totaling $409,076 to paying off all their debts in just 10 months. They realized they didn’t need or want their large home so they sold it and bought a new one that truly reflected their values. Now, they enjoy cash-flowing $24,000 annually on memorable family trips. If they can do it, so can you!

Background

  • 1 income
  • 3 young kids
  • $1,400 / mo in groceries
  • Kids in private school

Before

  • $409,076 total debt
  • 12 debts / loans
  • $3,747 Mortgage / HOA fees

Tactics

  • 10 months of using SBS
  • Sold home and right-sized to new home
  • Living within their means

After

  • $2,927 Mortgage / HOA
  • 100% debt-free
  • Closed 12 debts
  • Saving $24K/year cash

The Weinmans

The Weinman family used our Simplified Budget System to totally makeover their family finances. They moved from managing six revolving credit cards to paying cash for all their expenses. Instead of chasing credit card points, they now save in high-yield accounts for life’s big events, earning twice as much in interest. They’ve even involved their teens in the budgeting process, and everyone is committed to sticking to the budget and waiting for the next month once the planned amount is spent.

Background

  • 1 income family
  • 4 teenagers
  • $30K/mo income
  • Giving to 7+ charities/mo

Before

  • $131,576 total debt
  • 8 debts / loans
  • Paying $6,000+/month on groceries and restaurants

Tactics

  • 5 months of using SBS
  • Got the food budget under control
  • Building wealth instead of credit card points

After

  • Paid off $33,492 in debt so far!
  • Paid off 6 debts
  • Saving over $10K in savings buckets each month
  • $2,400/mo grocery budget