Budget Besties

Tag: student loans

  • Teaching kids about money

    Teaching kids about money

    Let’s talk about teaching your kids about money today. We know you want the best for your kids. If you’re here, you’re probably like us and that “more” isn’t defined as more stuff or more wealth necessarily. More likely, you want them to have the knowledge and tools to pursue a life of purpose, impact,…

  • Sex in marriage: get encouraged!

    Sex in marriage: get encouraged!

    We’re taking a stand for sex in marriage. Just like so many other “new normals” (debt, health, etc) the marital sex life seems to have taken a hit. We’re here to talk about why it’s important, how not to be normal, why / how to make time for it, the benefits and even how to…

  • Date Night Bingo

    Date Night Bingo

    You’re in for a treat today, just in time for Valentine’s Day! At Ideal Balance, we’re all about the quality of your relationships! And for quality and depth, you need intimacy. Most people equate intimacy with the bedroom, but what is it really? Related: 4 Reasons You Need Date Night in·ti·ma·cy /ˈin(t)əməsē/ noun close familiarity…

  • How you can EASILY calculate your own retirement numbers

    How you can EASILY calculate your own retirement numbers

    Today we’re going to talk retirement. Whether you’re young or mature (😉) you want to pay attention. You might be doing a lot of work to get your finances in order and budget correctly, but if you don’t understand the end goal, you can lose motivation. Today we want to tell you about a simple…

  • 3 Super Specific Ways to Maintain Momentum with Your Goals So You Actually Achieve Them This Year

    3 Super Specific Ways to Maintain Momentum with Your Goals So You Actually Achieve Them This Year

    We know you’ve got big goals this year. We know it’s still early enough for you to be excited! We’re hoping to get to you before any breakdowns happen. We want you to keep the momentum you feel on the first of the year toward achieving your hopes and dreams. And we’ve got three super…

  • 9 reasons why you should cut up your credit cards & divorce them forever

    9 reasons why you should cut up your credit cards & divorce them forever

    You should give up on credit cards because they are costing you much money, robbing you from your future, making you spend more and hey, it’s the new and cool thing to do!

  • Why your spouse isn’t on board with financial coaching

    Why your spouse isn’t on board with financial coaching

    We very often get folks that want to hire us as their financial coaches but one thing stops them: Their loving spouse. We mean that sincerely. When a woman says “my husband isn’t on board” we know it’s typically because of the following reasons: Money: We understand it’s a financial commitment. But we think of…

  • What is a sinking fund and do you need one? Or five?

    What is a sinking fund and do you need one? Or five?

    A sinking fund is a savings account with a purpose. You probably have a savings account for emergencies. You might even have savings accounts for your kiddo’s college or your retirement (also called investments). The sinking fund is completely different! Sinking funds are for your large budget items that come around once or twice a…

  • Should you be saving for a vacation right now?

    Should you be saving for a vacation right now?

    Should you be funding a vacation right now? Good question. We say yes. We say yes, specifically, because we know you work hard. In fact, a vacation is one of our favorite ways to spend our hard earned money intentionally. This is of course with the disclaimer that you can fund it out of your…