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How to Make yYour January 2026 Budget (Our 5-Step Budget Process That Actually Works)

If January 2026 feels like “new year… same money stress,” read this 💛 December has a way of making even responsible people feel messy with money. Parties, gifts, travel, Target runs you swear were “just for wrapping paper”… and suddenly January 2026 shows up and you’re worried you’re behind. Here’s the good news: January is…
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How To Set Your 2026 Financial Goals So Your Money Matches Your Life

Somehow 2025 is almost over and 2026 is knocking. A new week feels fresh.A new month feels motivating.A whole new year? That is your chance to completely reset how your money works. Instead of asking, “What is going to happen with my money next year?” We want you asking, “What do I want my money…
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Separate Your Spending: Digital Cash Envelopes That Actually Work
By Shana & Vanessa | Budget Besties — Last updated on October 8, 2025 Organize your spending with four simple accounts, groceries & gas, restaurants, personal spending & kids, so bills get paid first, you always know what’s safe to spend and you can end overspending. Old way: one bank account that handles everything including…
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The 8 Steps to Budgeting Success: Inside the Budget Besties Method
The Budget Besties® Method: A Step-by-Step, Automatic Budget System To Be Bougie On A Budget! | 457 You don’t need another budgeting app—you need a budgeting system that actually fits your real life. These 8 steps will help you manage your money with confidence and finally make progress that sticks. Do you ever wonder where…
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How to Break the Credit Card Cycle and Finally Feel in Control of Your Budget
A Simpler Way to Budget: Stop Using Credit Cards and Set Up Accounts for Bills, Groceries, Travel, and Costco Runs | 453 Paying off credit cards right after swiping feels responsible—but it’s actually keeping you stuck in a cycle of overspending. If you want real financial peace, you need a budget system, not just good…
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How to Build Your September Budget (Without the Overwhelm)
Build Your September Budget With Us: Step By Step Monthly Budget Walkthrough | 451 Budgeting in September isn’t just about back-to-school—it’s about setting the tone for your entire fall financial season. If you’re not planning ahead now, holiday stress is right around the corner. Fall is here, routines are back, and your budget needs a…
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Are You Sabotaging Your Finances Without Realizing It?
When Paying Off Debt Isn’t the Right Move (Yes, Really!) | 449 If you’re constantly paying off debt just to fall back into it, you’re not making progress—you’re stuck in a financial hamster wheel. True freedom starts when you stop managing money from a place of stress and start using a system that puts you…
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How to Budget on an Inconsistent Income as a Hairstylist (Without Losing Your Mind)
Can You Really Budget on an Inconsistent Paycheck? Yes—and Here’s How (Budgeting With Irregular Income, Money Management for Hairstylists, Small Business Finances) | 447 Inconsistent income doesn’t have to mean inconsistent results. With the right bank accounts and automation in place, you can pay yourself a reliable income—even if every week looks different behind the…
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How This Couple Paid Off Debt, Built a Budget System, and Took Control of Their Money
“Budgets Don’t Work” — What Changed Their Financial Mindset After 35 Years of Marriage | 450 Eric used to call budgeting “the B-word”—until the right system changed everything. Now this once skeptical couple is managing both personal and business finances with clarity, control, and confidence. If you’ve ever thought, “We make good money — so…
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Stop Letting Big Surprise Bills Derail Your Budget
Why Your Budget Keeps Failing—and the Simple System That Helps You Save for Auto Insurance, Property Taxes, Big Bills and Unexpected Expenses | 448 Your “unexpected” bills aren’t unexpected — you just haven’t planned for them. With one simple system, you can eliminate surprise expenses and finally get off the budgeting rollercoaster. The Real Reason…