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How This Couple Paid Off Debt, Built a Budget System, and Took Control of Their Money

Table of Contents

“Budgets Don’t Work” — What Changed Their Financial Mindset After 35 Years of Marriage | 450

Eric used to call budgeting “the B-word”—until the right system changed everything. Now this once skeptical couple is managing both personal and business finances with clarity, control, and confidence.

If you’ve ever thought, “We make good money — so why are we still broke?”, you’re not alone. Many couples come to us after years of tracking spending, feeling responsible, and yet still living paycheck to paycheck.

Eric and Carol were exactly there — organized, intelligent, hard-working, and still stuck. What changed everything? A few simple financial shifts that you can start applying right now.

What You Can Learn from Eric & Carol’s Transformation

This couple didn’t overhaul their entire lives or cut up their credit cards. They made four core changes that transformed their finances — and these are moves you can make too.

1. Tracking ≠ Budgeting

Before:
Eric and Carol tracked every expense with diligence. But tracking is reactive — it tells you where your money went, not what it should be doing.

What They Changed:
They moved to a proactive system: planning income before it arrives, assigning every dollar a job, and creating “buckets” for future expenses.

Your Takeaway:
If you’re still just tracking or reviewing credit card statements, you’re missing the point. Start budgeting forward — decide what your money will do before the month begins.

2. Separate Accounts Create Mental Clarity

Before:
They had all their money in a few general accounts. It was hard to know what was “okay” to spend and what needed to be set aside.

What They Changed:
They opened multiple accounts — for bills, spending, savings, business, and even medical — and labeled each one (with a Sharpie!).

Your Takeaway:
Don’t rely on mental math. Use separate, named bank accounts for key areas:

  • 💸 Everyday Spending
  • 🧾 Bills
  • 💰 Savings Goals
  • 📈 Business Operating Expenses

This approach gives instant clarity: you always know what’s available and what’s already spoken for.

3. Budgeting in Business and Personal Life Separately

Before:
Eric couldn’t answer basic questions like “How much does your business cost to run?” or “What’s your take-home pay?” The lines were too blurred.

What They Changed:
They created separate budgets — one for the business, one for their household. This helped them set income goals, understand profitability, and stabilize cash flow.

Your Takeaway:
If you’re self-employed, your business and household must have two different financial identities. Budget for each separately, even if your income fluctuates.

4. Mindset Shift: Permission to Spend with Purpose

Before:
They avoided purchases or overspent impulsively — because they didn’t know what was safe to spend. Every decision felt uncertain.

What They Changed:
They began assigning money to categories ahead of time — and that gave them guilt-free permission to spend.

Your Takeaway:
A real budget doesn’t feel like handcuffs — it feels like freedom. When you know how much is in your “fun money” account, you can buy the latte, take the trip, or say no — without stress.


Bonus Win: Debt Consolidation with a Pla

Eric and Carol eventually consolidated their credit card debt into a HELOC. Normally we don’t recommend swapping debt for debt — but they waited until their habits were strong, their system was solid, and their mindset had changed.

Your Takeaway:
Never consolidate debt until your habits and systems are in place. Otherwise, you’re just rearranging the furniture on a sinking ship.

What You Should Do Next

If you relate to Eric and Carol’s story, here are your next steps:

  1. Step 1: Stop tracking. Start budgeting forward.
    • Set up a zero-based budget and plan your month before it starts.
  2. Step 2: Create a simple account structure.
    • At minimum, separate your bills, spending, and savings.
  3. Step 3: Clarify your business and personal finances.
    • Use different accounts, budgets, and goals for each.
  4. Step 4: Give your spending purpose.
    • Budget for fun and guilt-free spending in advance — so you’re not guessing at checkout.

Call to Action

Tired of feeling like your money controls you?
You don’t need another budget—you need a budget system.

👉 Grab the Simplified Budget System at budgetbesties.com/budget and learn how to set up a simple, automated structure that keeps your bills paid, your spending guilt-free, and your savings growing.

Want hands-on help?
🎥 Watch the Automate Your Budget Masterclass at budgetbesties.com/automate and learn how to set up accounts, schedule transfers, and take your finances off your mental to-do list.

Book Your Free Call Now!

We are excited to create the time & space to talk to you about your current money situation. This is a free, no-obligation call where we can answer questions you may have and maybe find some quick wins for your budget.

What do you have to lose?

Final Thoughts

Eric and Carol didn’t need to earn more. They needed clarity.

And once they found the right system and support, they stopped feeling broke—and started feeling empowered.

If you’re ready to stop guessing, second-guessing, and overspending, their story is proof: it’s never too late to get on the same page, take control, and finally feel good about your money.


Full Transcript

 All right, Eric and Carol, thank you so much for coming on to share your experience with coaching and our simplify budget system.

Or happy to be here. Absolutely. I think this 

yeah. So let, 

interview. I think it 

this is your debuting debut. Yes. Okay. 

Premier. Shut the front door. 

Okay. So Eric and Carol, tell us a little bit about yourself so that we can kind of get the, the picture painted here. So just to get us started, 

we are, we’ve been married 35 years happily married 35 years. We have three children, triplets which was a 

I. 

Is a blast. They are amazing. Three boys. My own business. We, we work together in the past. Now it’s mostly me, a video production business, Carol. How do you describe what you do? I nanny. I nanny. 

She’s a very successful nanny. 

yes and thank you for saying so. But I really enjoy it and it’s I can somewhat carve out the time the way I want it to be, which is really nice. That’s 

Yeah. 

That’s us. 

Yeah. Well, especially in this stage of life when I was just gonna say, yeah, your boys are getting married, they’re starting their own lives, and I’m sure there’s gonna be grandbabies. You know what I mean? So like you have a chance to be able to mm-hmm. Kind of flex whenever you need to. Yeah. Well, I was gonna say, you had, you did something in the middle there between, they all left at the same time and before the, between the grand babies.

Now you, you were like, let me fill that up real quick with, with somebody to nurture and love. Yep. 

Yeah, yeah, yeah, Yes, it does. It does work. It does work that way no matter what. You can’t help but fall in love with the baby with, because they’re just delicious and they’re babies. 

Yes. Yes. Love it. I love it. Well, and you had empty nester syndrome a little differently than the rest of us are gonna have. Yeah. Where like, Shana has three kids, but you know, their ages are spread out. I have two. Mine are only a year apart. But you literally lost all three of yours. Why at the same time? 

They. 

Well, you’re right. That is actually right. Yeah. But you know, like I know where they are because I remember us talking about how like that was a big moment of, you know, them leaving the house and then you guys not no longer have three boys in the house. Which three girls, but three boys who are active and Oh yeah.

Lots of, lots of testosterone’s too. Yeah. Like that’s feeding three boys that No, for sure. But you found a lovely nurturing way to, like Shana said, fill that, fill that void. And I just love that. So let’s talk, let’s get into it. What circumstances led to us all coming together and you guys thinking about starting coaching? 

Well, we were not thinking about it really, 

Oh. 

but I I. I met you guys at a business group that we’re both a part of, and your energy in person is even greater than on screen and on, on camera and on microphone. You’re like, you are just so dynamic and so passionate about what you do. I was like, huh? What do they do?  

How can you help us? 

To be honest, budgeting was something that I always resisted. I, to me it was a, was a bad 

A B word? 

a 

Yep. Yep. 

but it was it was a word ’cause I 

It was close. Yeah. 

them. I just thought, you can make a budget, say whatever you want. And what’s the point of why putting it all down when it’s just gonna all change, like. It just, I didn’t think they worked, but what we were doing was not working. And, 

Hmm. 

I, the last few years have been trying to question the things in my life that are not working and the assumptions 

Hmm. 

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I’ve made and like why maybe I have to about this differently. And you guys were so dynamic and so easy to talk to and work with that I wanted to have the conversation and say maybe this is something we should do. My big fear was my, my wife is much more private than I am, especially 

Yeah. Yeah, yeah. 

stuff, but financial stuff is very personal 

Yeah. 

like, you know, you have to trust the person or the people you’re gonna talk to about it. And 

For sure. 

I had some trust in you guys ’cause I had met you, but Carol didn’t and I wanted her to meet you. And I’m gonna stop talking now. So, Carol how she felt when we got started. So, Carol. Carol. So Eric, see, I’m talking about myself. I’m a third person. It’s not healthy. Eric came home and he, he actually did a little bit of a tease on the telephone. He said, I really, I, I found, I found these two people who are doing something really interesting and I wanna talk to you about it when I get home. And I’m like, 

Oh. That was all you got.  

You know and, you know, and he said, I think it’s gonna do, it’s gonna do something really good for us. So. You know it, I am like, oh, you’ve met somebody, you know, you’ve heard them talk and oh, you are believing in, you know, and it’s not that he is that, that he, you know, falls for everything, but you know, you, you get excited in the moment and all of that. 

Right, right. 

You know, he, he, he said to me, I think this is something that we should really look into and talk to them about and set up a meeting with Vanessa and, and Vanessa eased my mind because I am such, I don’t think I’m such a private person. I think I am. She is financially she. just been something, and I don’t know 

Sure. 

I don’t know what it is, but it’s just finances isn’t something that you typically talk about. 

Mm-hmm. 

and Eric has always literally been this person who said, I don’t believe in budgets. Budgets don’t, budgets don’t work. We can make them anything we want them to be. And, I just kind of went, all right. But obviously. Now after with you, we have seriously, you know, seen how they work. 

Mm-hmm. 

they really time. Vanessa, you really put Carol at ease and that was, that says a lot like, yes. Like Shana, I’ve met you and I know you a little bit, but we worked with Vanessa and 

Mm-hmm. 

Could not have been more comfortable and easier. Just putting in our, filling in our spreadsheet and saying, this is the picture, you know. 

You know, it’s really funny because when we first met you, Eric, is when we we went all in on the, the verbiage budget besties, right? Mm-hmm. And because we get that a lot, what you’re saying is, of course, we were taught not to talk about money, especially with strangers. Like, no, this is like, taboo is not the right thing to do.

It’s like politics. We just don’t bring it up, right? So we have to, or not we are, we have to, but we just happen to be some. One that hopefully feels like your friend or feels safe to open up to. And, and so it’s just funny that it, we named ourselves that because we’re best friends, but we hope that like, you know, when you’re looking at people’s finances, you’re also plugging in their daughter’s wedding and you’re plugging in.

Very intimate conversations when their pet got sick and all, like, we become like family truly. And so whether whether we all know that that’s what’s gonna happen or not, so yeah, it is definitely it’s an intimate conversation. It’s an intimate re yeah. Conversation. But and I think it just says a lot about, I, I love what you said, Eric and I need to like do that with my life every day like.

What do I think is like, where am I stubborn really? Where am I being stubborn? And I, and if I actually look at the evidence, it’s not working. Like that’s a really good question to ask. Well, and I remember when we first spoke, you said, well, we’ve done the tracking. We’re used to tracking everything that we do, all of our expenses.

But obviously it’s not working and that’s why we’re, we’re here. And I re and I, I’ve carried that with me because we hear that so much from people. Like they think that doing a budget, they think by being good with their money, they have to track everything and. You know, I, I think we’ve shown you like, I love how both, you’re like, absolutely not.

You’re shaking your heads because you’re right. Like we have shown you like, no, that is not what you’re doing now at all with your money, and you’re still so successful. Not only did we build out your personal budget, we built out your entire business budget as well, right. 

was a big that that was always a problem. When you own your own business and you’re trying to manage that and manage your personal, I, I could never answer the question, how much did you make? year, or how much are you making this year until after taxes of the following year? I just have no idea. year it, and it just all feels so manipulatable that you just don’t know. I. Where you are. So yeah, 

Yeah. 

we did our personal and then we did the business, and it’s the same process. It, it was, it was huge getting those both put into the spreadsheet and looking at, I looked at it this morning, I was like, I got my mid month paid period today. And I. Was moving money around and like all, I got, I got on the phone with our bank and they were like, I wanna move money from my business account to my personal account. And she got, she said, okay. I said, wait, there are three business checking accounts and there are five personal checking accounts.

We wanna get the right one to the right one. And and it works like it, it really works. The system works. That was probably one of the, one of the funniest things was going to the bank and explaining to 

Oh yeah. 

that, we needed a bunch of different accounts and they’re looking at us like, huh. we’re like, no, no, really we need, we need to have five five.

And, and, and we, fortunately they let us name them. So that was helpful. And then Eric, on the other end, on, on the business end, had a whole other slew to open up and thought. We are never gonna be able to keep this. And you must hear this all the time, like when you, when you first do it, you have all these debit cards in your wallet go to buy something and you’re like. What am I doing? do I use? It’s, it 

Yeah. 

to get used to, and we have Sharpies. We have, we, 

Oh yeah. 

we like have little Sharpie letters on the different cards so that we’re sure that we know this one’s for medical and this one’s for personal and this one’s for his personal and 

Mm-hmm. 

So that I don’t know what I would do without that, but yeah. 

Yeah. But now that everything is set up and organized and you, and labeled like now when you go to make a purchase, how easy is it to just immediately know in your brain where it comes from and not have to worry about if it’s affecting any other part of your budget? 

Feels really good. 

Yeah. 

I mean, I, I still pause a little bit, or where is this coming from? 

Okay, who am I? What day of the week is it? Which debit card am I using? It’s a whole process. I get it. I think if there was like a secret Society of Bank people, they would be talking like, who are these girls that are sending people into our lobbies, asking them to open up all these accounts? Because we hear it all the time.

They’re like, the, the tellers or whoever will be like, what are you? Why are you sure? Why? And and as you know. You know, it’s maybe seems, you know, like you, you did mention takes a minute to get it set up, but it’s now you very clearly know exactly where your money is, which, which money you have for what, how that you, that you have money for those different categories and it’s all immediately, well, I, I guess you’re kind of doing it sometimes manually with business, but it’s all automatically put into the right spot so that you can, you can do your budget without having to, you know, to rack your brain or track or all of those other things. 

full disclosure, we’re we’re not, we’re not, we’re not the 

Automatic. Yeah, 

best 

yeah, yeah, yeah. 

We, 

That’s okay. 

haven’t automated things yet. 

Okay. Yeah. Yeah. That takes a minute sometimes. 

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we, we started working together I think about nine or 10 months ago, and it’s been a few months since we worked together one-on-one, Vanessa. 

Yep. 

Month I feel like we’re getting closer. 

Yeah. Well, to be fair, you have a business. Yeah. And sometimes it’s hard to automate our personal, everything. Yeah, yeah. Budget before the business is completely up, up and fully running. So we, we get that. Yeah. And that is okay, like you’re not alone and, and honestly. You know, having that extra component of being an entrepreneur, it just adds an extra layer of complexity and it’s not wrong.

It’s just, you know, and I think now you have to, you two are still stepping into that role of people who have money, whereas before it was there and then it wasn’t very quickly. Yeah. And I don’t think you trusted the bank account to be able to know that you can pay for something, but I think you’re still now, you’re right now stepping into that role of I can trust it.

But it, it takes some time. 

Yeah, no, it felt really good this morning when the money came in and I was moving it around, I’m like, wow, there’s more there than there used to be, 

Yeah, absolutely. We have a, yeah, 

no. And  

i. 

we last worked together, Vanessa, a few months ago, we hadn’t gotten that home equity line of credit, and we finally did so. Almost all of that revolving credit is wrapped into one payment that is much smaller, much less, much less interest. and things are just so much simpler. 

Smoother. Yeah. Yeah. Yeah. Mm-hmm. 

don’t like people to do that. Replace one debt with another, the interest rate is so much lower and it’s so much easier having one payment and four. Right. It’s really. 

Well, I think we worked through that as far as like you were, I think six months into coaching before that was even a conversation. I. And, and I think that that’s important to say here because a lot of people will do that on their own without ever changing mindset or habits, right? So people will go and get debt consolidation loans or they’ll go get a home equity loan and, and do that.

And then on top of it, they will also rack up more debt where you guys were in coaching for six months or even seven. I don’t remember. And you, we changed your bank accounts, we worked on your habits, we worked on your mindset. We, you know, we did a lot of work and self-reflection. And then you came to me with that, with that conversation and we spoke about it.

And yes, I did kind of tell you what I thought about it. But I think that you guys are going, you’re not going to go backwards. Does that make sense? Because you are in a different place mentally than you were. Had you done that on your own without being in coaching? 

This is not our first home equity level. Well, 

Right, right. 

but this is a, 

Yes. 

home for us, and it’s the first time we’re doing it with a plan 

me let curl. Yeah. 

makes all the difference. And it’s, it’s really changed. I look at things so much more carefully. When 

Hmm. 

I’m purchasing them, I, not to say that I was spent with abandoned but I. go, I, I say, oh, maybe not 

Hmm. 

this month because, or not this week because it’s not really there. And you, you, Vanessa said 

Yeah. 

Carol, if, if it’s not there, you can’t buy it. 

Yeah. 

that was a reality check, and, but it’s, but, but I’m, I’m grateful, honestly, really 

Mm-hmm. 

that I have now gained that awareness 

Mm-hmm. 

know that I have, that power

Well, and what you needed was the awareness, because we hear it all the time. People will say or people will get to the point where they’re more excited to save money than to spend it. And, but when you’re running on the other end before you’re aware, it’s all just kind of like ethereal, maybe, kind of sort of numbers.

You’re like, oh, well I’ll just spend it. We’ll figure it out later. Right. That’s usually what, what where we start and then we get to, like I said, to the point where you’re more excited probably to save money than to spend it. However, what. What? I wanna go back to what you said, Eric, because no, we don’t really teach getting a home equity loan to consolidate all of your other stuff.

Sure. But what we do teach is it’s not one size fits all. Yeah. And it’s not, we’re not even about you getting outta debt. We will help you figure that out. The the main thing when it comes to debt that we want to teach and help you is to stop relying on it. To start saving and spend, start your spending and your savings to where you have money for the things that you usually would rely on debt or turn to debt to use.

You have the money. That’s the first step. That’s the habit that we wanna change. And then however you, you know, get out of debt is really kind of a. It’s a custom, it’s a custom plan depending on what’s going on, but really, you, as you guys said, you make good money. You don’t need to be having racking up credit card debt or any other kind of debt.

You, you just needed to get the systems and habits in place so that Carol, you can be like, well, my personal money’s a little low. I guess I’ll wait. Like, that’s the decision making whether o other than just, or rather than just swiping being unknown. Yeah. Yeah, yeah. Well, and you know, I think having you guys look at how much you cost, truly.

Was an eyeopener as well. So I remember when we did this for your business, Eric, I made you do like your savings buckets for your business, and then I put ’em in your budget and you’re like. I can’t afford that. And I’m like, but this is what you actually cost. And this is why we’re using credit cards, is because we’re all of these expenses that you are going to spend anyways in a year.

We’re putting it on a credit card because we cannot, we’re not budgeting for them, you know, in the monthly budget. And, you know, we didn’t really get a chance to finish your savings bucket, part of your personal, but I think by you wa, seeing what your business actually costs. Made you think about what you needed to bring in and how that was affecting your personal budget.

Because, you know, we want you to be able to save for those things. We want. You have to, like literally, you people are going into debt because of things, weddings, things like that are coming up that are, that we don’t, we don’t think about, right? It’s easy to budget for gas, groceries, spending money, whatever.

But all the other stuff, Christmas Hanukkah, all the fun things that we have coming up. Like we need to be able to on purpose save for that. And that is something that you guys just hadn’t done yet, ever. 

Yes. Right. The risk of sounding like a kid. Yes. 

No, no, no. It’s, it’s everybody. Yeah. You’re not alone. We did, yeah. We did a national research study and you know, one of the big takeaways is people don’t know what, one, they don’t even know what they make in a month. Like there, it’s just never been something that they sit down and look at, like, how much do I make?

And then how much do I cost, whether it’s business or personal, that that is eye-opening to see it all on one page. You kind of have an idea, you know, I got the rent, I got the mortgage or whatever. But when you look at it all in one paper, it’s like, oh, now I understand why it feels like it does. You know?

Yeah. Okay. So what were your, what would, what would you say your biggest takeaway, and you guys may have a separate one, but would you say your biggest takeaway or most memorable moment was from coaching? 

You wanna go first? 

It can be different. 

You go first. A feeling, just a, a feeling of being, of knowing, of being more calm, of understanding how it all fits together and yeah. I. I always felt like it should be easier, it should be better. I, I feel like we do make enough money that like it shouldn’t be a struggle. But it always was before budget, best days, and now like not, I. I wouldn’t quite say it’s totally not.  

Oh 

being in your own business, there is definitely variables that everybody 

yeah. 

happens. I 

Right. 

I went in thinking after we put all the budgets together, I. I don’t know how this is really gonna work. And then I was so pleasantly surprised. I don’t wanna say I was surprised ’cause I, I went through the process. I knew what we were doing, when it started like when I knew. Oh, that’s coming outta this account and that’s coming outta that account. And okay, there’s money in this account and okay, there’s money in this account. But I that, that I was, 

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It’s coming. Yeah. 

knew that I was kind of saving for things 

Hmm. 

it wasn’t.

I knew there were, there were things that I would go was going to want to do and want to need the money for, and therefore I consciously. Realized and put into play exactly what I needed to do in order to have experience I wanted to have with dollars and cents. 

I remember, there was one conversation we had and it was, I don’t remember the exact situation, but I remember getting off the call thinking, I really feel like I just yelled at them for 45 minutes. Like, I feel like it was, it was kind of a hard conversation and I, I don’t, again, I don’t remember. 

It was somewhere 

oh, you remember? 

Yeah. No, ’cause I remember like most of the calls were, was really, we were excited about, but there was one it was hard and. 

But you literally messaged me after and you were like, that was the best call. And I was like, really? Like, I felt like it was really hard, but it was, you know. I think it’s like that, like tough love or those hard conversations that we all need to have with an, an accountability partner. I feel like it was almost like a breakthrough session.

You know what I mean? Where, and I remember that to this day and I, I remember getting off going, oh my gosh, I feel so bad. Like, I, like my heart sunk just because it was a hard conversation. But then I remember you texting me going, okay, well maybe it wasn’t that bad. Or maybe it was just what they needed.

 I think it was necessary for us. I think

 Hmm.

 may have been uncomfortable on

 Yeah.

 but I think it was necessary in order for us to really move into, I. Fully the program and trusting it. I think there was a,

 Yeah.

 there was maybe a trust issue that

 Yeah.

 you helped us hurdle that we could make it work.

 Mm-hmm. Yeah, I, I think that Vanessa said is important. Having an accountability partner because we can, well, first of all, we can tell ourselves stories like Eric was doing, which is very common. Budgets don’t work. It’s not me, it’s the budget. That B word is the problem. Mm-hmm. And I do it, we do it, we all do it in different ways.

Right. We just kind of tell ourselves what we wanna hear instead of actually having to face it. And then if, you know, you guys have such a, a beautiful relationship, but then sometimes even. It’s espoused against spouse when it comes to money, so we’re not gonna talk to you about it. That’s the worst.

That’s even worse of an idea. So so I think just sometimes, you know, knowing that having a third party, and even if some of the conversations are ugly, I’d rather do it like, let’s just get through the money so we can get to, to the next part, you know? So I think that that. Recognizing that you guys, that you could benefit from that.

Because honestly what, what I see, you know, you, we were talking about your sweet boys, like you guys are so successful. You know, you’ve had this, had this business, you have three kids. I think the, the, you know, when you want it life that the three kids come home all the time, as much, you know, as, as often as your boys do.

’cause they love you. And, and you guys had, you know, had such a wonderful relationship. Like that’s real success. Yeah. And that’s where you’re good at. Sometimes there’s just these little puzzle pieces that we haven’t quite in the, in the midst of becoming these wonderful parents or, or raising these humans, we didn’t quite put together.

And I think, I think for a lot of people, unfortunately, when were we ever either taught, taught, or willing to learn how to budget, none of us like, no thank you. Hard pass, you know? Yeah, absolutely.

 we don’t learn it. You know, we, like,

 Mm.

 either, we usually learn what we don’t want to do from watching it,

 Mm.

 but

 Yeah, exactly.

 mistakes.

 Yeah. And that’s only half the story. That’s not enough information.

 I mean, it’s ama, it’s, seems so. Silly and so poignant to think we have these kids, we, and, and whether it’s, whether it’s at home, whether it’s at school, we don’t really explain this all to them.

And I think that it’s, I would think that as they used to have home economics and they used to have shop and all these other things that were considered life skills. This was a huge life skill that they missed,

 Yeah. Well, and you guys bought the system for two, right?

 The two of our

 Two outta three of the kids so far.

 would use it. The third one was,

 Yeah. I.

 thank you, but we won’t use it.

 Yeah, we’re not there yet. It’s fine. No big deal.

 Maybe.

 Yeah, sure. No. Yep. No, and, and I think that it’s, it’s the, the gift that you can give them, like one now that you guys are now modeling, you know, this new financial conversation, behavior, all of that.

And not only will they be able to see that from this point on as they start to raise their own families, but you have given them a tool to be able to use. But I don’t know if you guys can tell they’re from New York, so they’re super spicy. I love it so much. It was such a fun coaching experience with you guys.

And so we truly appreciate y’all coming on sharing your story. And just being able to maybe relate to some of our audience. Yeah. Yeah.

 I hope so.

 And so, yeah, absolutely did. So just real quick, was there anything that we missed that maybe you wanted to add in? Add in there?

  I think we talked about this at some point, there’s a game called Cash Flow.

 Yep.

 That one of our sons bought for himself actually, and everyone in the house learned how to play it, but it was really, it was, it was much more like a real life monopoly where it, it shows you and it teaches you that it’s not how much you make, it’s what you do with it that makes the difference.

 Hmm. Yeah.

 and you know, I, you know, if you wanna leave this in the podcast, this is not an affiliate link. It’s just it on, or you guys can add a link to, to cash flow on Amazon. But it, we found it to be really helpful and our sons did. One

 Hmm.

 is living it. He’s actually doing, he’s, he has his own business and he is,

 Is he the one that bought it?

 yeah.

Yes.

 Yeah. Shocking. Yeah. He was hungry. Yeah. Some of ’em are just hungry. I actually have a my nephew, he wrote himself a million dollar check and it’s taped to the ceiling of his master bedroom. And and he’s, I don’t, he’s like in his twenties, but I love him. He’s an entrepreneur.

He can fix anything, do anything. He bought a duplex, very first property he ever bought is a duplex, and he is fixing one side all by himself and he is gonna flip it anyways. Just those, some of these kids just have that vision at a very young age. And IS. Love it. I think it’s great.

 it is. That,

 Yeah.

 that was the only thing I had. Was there anything else you that I just wanna thank you. I mean, I really, I feel more I, I just feel more in con in control and I feel like I understand and I feel like I’m being so much more mindful that’s very comforting. So thank you so much for that.

 Well, thank you guys for being willing to be coached. I think that that is step number one is some people, it’s really hard for them to open up. And I know that was hard for you guys initially and I completely respect that and I understand it. So thank you for being vulnerable. Thank you for being transparent and I think it led to you guys being super successful on the other end of all this.

 Thank you. We’re still a work in progress.

 Yes, we all are. We’re we all? Well, thank you guys.

 but I, I think about you all the time, Vanessa

 Well, as long as I’m not like the head that when you see, when you’re like, should I buy this? Like Vanessa would say, good.

 Spreadsheet. I’m like, what do.

 What would Vanessa say? Yeah, what would Vanessa do? Oh my goodness. Love it. So thank you guys so much for coming on the podcast and we are just so grateful to know you and to got, have gotten the opportunity to work with you. So thank you. Thank you. Thank you.

 Thank you. Thank you. a great rest of the day.

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